Various currencies

Not where you hoped to be financially by this time in your life? Perhaps, by now, you hoped to own your own home. Maybe you thought you’d have a healthy retirement portfolio or even be able to afford that fancy vacation you always dreamed about. You feel like you’re doing everything right, but for some reason, it’s just not happening.

What if your thoughts are keeping you from a life free of debt?

Laughing BuddhaWhat we tell ourselves can be very powerful. You already know that your self-talk can mean the difference between a good day and a bad one. But your thoughts hold a lot more power than that. They can limit you and keep you from success.

What thoughts, then, are holding you back from financial freedom?

“People who have money are just lucky.”
If you accept the idea that people who make money do so because they got all the breaks — a better education, connections, luck — you’ve convinced yourself that there’s no way for you to do likewise. After all, if you don’t share the same breaks, how could you? Start accepting that money isn’t all that complicated and that you can make money as well, if not better, than other people. Then, you begin to succeed.

“Money comes from working harder than anyone else.”
If this were true, there would be fewer people struggling so hard to make ends meet. Money comes to people who out-think the people around them and who take every advantage that comes their way. 

“You have to spend money to make money.”
This one is so commonly accepted that you’ll find people throwing a lot of money into advertising their home businesses and wondering why it doesn’t work. The truth is, when an idea is sound and solves a problem, money is not a problem. Investors are always looking for opportunities and solutions to their problems. It’s your job to provide them. The money follows naturally.

“There’s no money left for me.”
This idea comes from thinking money is a finite thing. There’s always plenty to go around. Think instead of money as being something constantly in motion. People who have it, spend it. Your job is to direct the flow your way. What is meant for you will not pass you by.

Mother and daughter inf rent of waterfall“You can’t have it all.”
Says who? For every person who decided that you can either have a successful career OR a successful family life, you will find an example of someone who has achieved both. It’s time to get rid of the “either/or” mindset and embrace the “both/and” mindset instead.

Financial freedom starts right where you’d least expect it — in the things you tell yourself. By guiding your self-talk away from the negative and into the possible, you’ll find that your success is only a matter of time.

You really can “think and grow rich” as Napoleon Hill said.

The Journey Within: What Holds You Back from Financial Freedom?
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